Payment-Free Solar Financing | EVNation Home Equity Solar Plan
Launching January 2026

Close More Solar Deals with Zero-Payment Financing

The EVNation Home Equity Liquidity Agreement gives your customers solar, batteries, and home upgrades with no monthly payments—and no DTI impact.

$0
Monthly Payments
100%
Utility Savings Kept
No
DTI Impact

Why Homeowners Struggle to Go Solar

Traditional solar financing creates barriers that kill deals. Your customers want clean energy—but current options don't work for them.

High Monthly Payments

Solar loans add $150-$300+ monthly, making customers hesitant to commit even with long-term savings.

FICO Requirements

Traditional lenders require 680+ credit scores, eliminating a huge segment of potential customers.

DTI Restrictions

Debt-to-income ratios block approval for many qualified homeowners who could easily afford solar.

Battery Costs Under NEM 3.0

New net metering rules make battery storage essential—but the added cost kills the deal.

The EVNation Payment-Free Solar Plan

A home equity liquidity agreement that unlocks solar, batteries, and more—without monthly payments or traditional lending restrictions.

What Makes It Different

  • Uses existing home equity—not a loan
  • No monthly payments—ever
  • No impact on debt-to-income ratio
  • Funds available for solar, batteries, panel upgrades, remodels, even car payoff

Cash-Flow Positive Day 1

Customers save money immediately. No waiting years to break even on solar investment.

Keep 100% of Utility Savings

Unlike leases or PPAs, homeowners keep every dollar they save on their electric bill.

Premium Systems Become Affordable

Batteries, panel upgrades, and premium equipment are now within reach for every homeowner.

How It Works for Installers

A simple process that gets your customers funded and your systems installed.

1

Present the Option

Introduce the payment-free plan to homeowners who've been declined or hesitant about monthly payments.

2

Simple Application

Homeowner submits a quick application through EVNation's streamlined digital platform.

3

Fast Funding

Approved funds are available for the full project—solar, batteries, and any approved upgrades.

4

Install & Earn

Complete the installation. Get paid. Customer enjoys payment-free clean energy from day one.

A Win-Win for Everyone

Higher Close Rates

Remove the biggest objection—monthly payments. Watch your conversion rates climb when you can offer zero monthly cost.

Larger System Installs

When payments aren't a barrier, customers opt for premium panels, more capacity, and battery storage.

Access Declined Customers

Reach homeowners who were turned down by traditional lenders. Expand your market significantly.

Competitive Differentiation

Stand out in a crowded market with a unique financing option no one else offers.

Cash-Flow Positive Day 1

No monthly payments means immediate savings. Every dollar saved on utilities stays in their pocket.

Keep 100% of Savings

Unlike leases, homeowners keep every penny they save on electricity. Full ownership benefits.

Premium Systems Affordable

Access top-tier panels, inverters, and battery storage that were previously out of budget.

No DTI Impact

The agreement doesn't affect debt-to-income ratios, preserving borrowing power for other needs.

The Perfect Solution for California's New Net Metering Rules

Under NEM 3.0, battery storage is essential—but adds significant cost. EVNation's payment-free structure eliminates the battery cost objection entirely.

Learn More

Why This Matters

Battery storage included without payment shock
Maximize solar value under new rules
Time-of-use optimization ready
Backup power during outages

Frequently Asked Questions

Unlike a HELOC or home equity loan, EVNation's Home Equity Liquidity Agreement requires no monthly payments. Instead, homeowners share a portion of their home's future appreciation. There's no impact on DTI, and no traditional credit score requirements.

Funds can be used for solar panels, battery storage, electrical panel upgrades, home remodels, and even vehicle payoffs. It's a flexible solution that addresses multiple homeowner needs in one agreement.

Homeowners need sufficient home equity and must meet EVNation's property and ownership requirements. Unlike traditional lenders, we don't have strict FICO minimums or DTI limits, opening doors for many homeowners who've been declined elsewhere.

Contact [email protected] to apply for the approved installer program. We're building our network ahead of the January 2026 launch and giving early partners priority positioning.

EVNation's Payment-Free Solar Home Equity program launches in January 2026. Installers who join the approved network now will be ready to offer this unique financing option from day one.

🚀 Launching January 2026

Become an Approved Installer

Get early access to EVNation's payment-free solar financing. Secure your spot in our installer network and start closing more deals from day one.

Ready to learn more? Contact [email protected] to get on the list.